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Financing

For companies and entrepreneurs

Get the latest technologies immediately — without delay — with financing designed for entrepreneurs, including sole traders, businesses, and organizations.

Want to keep pace with technology leaders without burdening your capital? GRENKE offers a smart solution: technology leasing with simple terms and low payments. Invest wisely and efficiently with GRENKE.

Fast and Simple Financing for Your Purchase

GRENKE is a well-established leasing company based in Baden-Baden, Germany, with more than 47 years of experience in leasing IT equipment, software, office technology, and other technological solutions. Over the years, GRENKE has grown into a group of companies providing leasing, banking, and factoring services across Europe.

Take advantage of external financing and preserve your own capital for further business growth.

  • Financing available from €1,000 (excl. VAT)

  • Standard 0% down payment (covers up to 100% of investment)

  • Flexible duration: 6 to 60 months

  • Application approval within hours

  • Purchases up to €5,000 without financial statements

  • Lease payments fully tax-deductible as business expenses

  • Financed equipment generates value during repayment

  • Financing includes related goods and services up to 10% of asset value

  • Fixed payments throughout the lease period — independent of financial market changes (simplifies planning)

Why Leasing is Beneficial ?

  • Covers up to 100% of investment costs through external financing
  • Preserves your cash flow — funds can be used to grow your core business
  • Leasing approval is faster and less administratively demanding than a loan
  • Payments are regular and fixed, enabling efficient financial planning
  • Leasing has a positive impact on company cash flow
  • Simplifies tax and accounting procedures
  • The financed investment generates returns already during the repayment period, helping cover acquisition costs
  • Enables larger-scale investments, helping you gain a competitive advantage

Classic Leasing

Long-term lease with purchase option

  • Contract duration: 15, 24, 36, 48, up to 60 months

  • Minimum acquisition cost from €500 (excluding VAT)

  • Lease payments can be fully included in expenses

  • Purchase price: residual market value, max. 15% of acquisition cost

  • Payments under this financing type are recorded directly as operating expenses; financed assets do not need to be capitalized or depreciated (simplifies tax procedures)

Want to See a Preliminary Leasing Offer?

Use our online GRENKE calculator, and we will arrange everything for you — or contact us directly.
Calculator

I’m Interested in the Solution

Do you need to optimize capital investment costs?
Would you prefer to spread the investment over a longer period?
Is it important for you to distinguish between CAPEX and OPEX?
Does your management or shareholders require faster ROI?

We have a solution and will be happy to explain it to you.
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